AI underwriting tools for commercial real estate: all 38, by the record

The recorded buyer roles across this cut: investors (17 tools), developers (16 tools), brokers (14 tools), lenders (12 tools), asset managers (3 tools), appraisers (2 tools), property managers (2 tools), analysts (1 tool), contractors (1 tool). The census directory can intersect any of these with an asset class or a function — filter the full census rather than trusting any list, including this one, to have made the cut for you.

1. Status first. 10 of the 38 are acquired, defunct or unconfirmed — a tool that may not exist next quarter fails every other test.
2. Then evidence that anyone uses it: 24 have any public review profile or discussion, and 16 have an independent customer on video. Absence is not proof of absence — the sweeps say exactly what was searched and when — but presence is worth more than a vendor demo.
3. Then price, read from the line: 12carry a figure, but the line says whether it is the vendor’s price, a third-party estimate, or a category benchmark — read it before treating it as a quote. The rest record nothing a buyer can anchor on.
4. Then the census record itself, which states what could not be verified about each company — the column no vendor page carries.

The census records 1,297 proptech companies; 189 are core tier, researched from primary sources, and this page is the core-tier cut for one function — nothing was added to it or dropped from it. Operating statuses were checked against public sources on July 28, 2026. Review profiles were swept across G2, Capterra, GetApp, Software Advice, Trustpilot and Reddit on August 3, 2026; YouTube was searched for independent customer voices on July 29, 2026; Reddit and X could not be searched to completion, so their gaps are recorded as blocked rather than as findings. Where research found nothing, the company’s record says so with a date instead of leaving the field blank. The count of pricing lines carrying a figure is a textual reading of the recorded lines — a free trial does not count, and a counted figure may be the vendor’s price, a third-party estimate, or a category benchmark, labeled as such in the line itself — and the table above carries every line verbatim so the reading can be checked.

What does AI underwriting software do in commercial real estate?

It reads the documents a deal generates — rent rolls, operating statements, T-12s, loan files — and builds the model an analyst would otherwise assemble by hand, then flags what moved: lease rollover, expense anomalies, debt assumptions. The same census function also covers feasibility and site-analysis tools that answer what can be built on a parcel before anyone models the deal, and data layers the model draws on, from zoning to foot traffic.

How many AI underwriting tools are there for commercial real estate?

The Fintok proptech census lists 1,297 companies, of which 38 carry the underwriting & financial-modeling function at core tier — researched from primary sources. As of July 28, 2026, 28 were confirmed active, 4 had been acquired, and 6 carried no confirmed status.

What does AI underwriting software cost?

Mostly, a vendor price is not published. Of the 38 core-tier tools, 12 carry a figure in their recorded pricing line as of July 28, 2026 — anything from a listed self-serve price to a free tier, a third-party estimate, or a category benchmark, and the line itself says which — while the rest are recorded as unpublished, quote-based, or simply not found. The table on this page carries each pricing line exactly as recorded, and each company's census record carries the source it was read from.

Which AI underwriting tool is best?

Fintok does not rank these companies, and this page is not a recommendation. The record supports a different question: which tools are confirmed operating (28 of 38), which have any public review profile or discussion (24), which have an independent customer voice on video (16), and which carry any figure on pricing (12). Start there, read the census record of anything that survives — each one states its sources and what could not be verified — and confirm fit against your own asset class and role before relying on any of it.

How was this list researched?

Every company here is core tier in the Fintok proptech census, meaning researched from primary sources. Operating statuses were checked against public sources on July 28, 2026, and a row the check could not resolve says so rather than borrowing a status. Review profiles were swept across G2, Capterra, GetApp, Software Advice, Trustpilot and Reddit on August 3, 2026, and YouTube was searched for independent customer voices on July 29, 2026. Where a search found nothing, the record says so with its date rather than leaving the field blank — and Reddit and X could not be searched to completion, so their absences are recorded as blocked, never as results.